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© 2025 Uklifeinsurance.co.uk is a trading style of Essential Finance Group Management Ltd authorised and regulated by the Financial Conduct
Authority No. 782710. Essential Finance Group Management Ltd is registered in England and Wales, No. 10476765.
*Over £200,000 from under £2 p/w: A 28 year old non-smoker can get Level Term Life Cover of £207,000 over a 29 year term for a monthly premium of £6.53/Aviva.
*Over £100,000 from under £3 p/w for smokers: A 28 year old smoker can get Level Term Life Cover of £102,700 over a 44 year term for a monthly premium of £9.04/Scottish Widows.
*Over £47,000 from under £2.60 p/w for CIC: A 25 year old non-smoker can get Level Term Life and Critical Illness Cover of £48,000 over a 26 year term for a monthly premium of £10.09/Zurich.
*Over £265,000 from under £2 p/w for mortgage protection: A 25 year old non-smoker can get Initial Life Cover of £272,700 over a 40 year term for a monthly premium of £6.79/Aviva. This life cover will decrease over the length of the policy to cover a mortgage. An interest rate of 8 % is used to calculate the life cover payable on death at any point in the future up to the end of the policy. This policy is therefore only suitable for all loans with an average mortgage interest rate of up to and including 8 %.
*Whole of Life Quotes from under £2.50 p/w: A 20 year old non-smoker can get Level Term Life Cover (Whole of Life) of £8,100 for a monthly premium of £8.27/Vitality.
*Couples Life Insurance, over £110,000 from under £2 pw : A non-smoking couple aged 30 and 28 can get Level Term Life Cover of £111,000 over a 20 year term for a monthly premium of £7.46/Aviva. The life cover will be payable should either of the life insured die within the term of the policy.
*Over £350,000 cover from under £8 p/m: A 30 year old non-smoker can get Initial Life Cover of £350,000 over a 10 year term for a monthly premium of £7.56/Aviva
*Prices correct September 2025
